Terms and Conditions for GEM LLC

Effective Date: 1/1/2025

Welcome to GEM LLC (“we,” “us,” “our”). By accessing or using our website www.gem-companies.com, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our services.

1. Acceptance of Terms

By using our website, you agree to comply with and be bound by these Terms and any applicable laws and regulations. If you do not agree to these Terms, please do not use our website.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of the website after any changes constitutes your acceptance of the new Terms.

3. Use of Website

You agree to use our website for lawful purposes only. You are prohibited from:

• Using the website in a way that violates any applicable laws or regulations

• Attempting to gain unauthorized access to any part of the website

• Engaging in any activity that disrupts or interferes with the website or its services

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and images, is the property of GEM LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written permission.

5. Limitation of Liability

To the fullest extent permitted by law, GEM LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the website or our services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

6. Indemnification

You agree to indemnify, defend, and hold harmless GEM LLC, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the website or services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be resolved in the state or federal courts located in New York.

8. Termination

We reserve the right to terminate or suspend your access to the website at any time, without notice, for any reason, including but not limited to a breach of these Terms.

9. Contact Information

If you have any questions about these Terms or our website, please contact us at:

GEM LLC

Phone: 315-665-1881

Email: [email protected]

Address: PO Box 113, Red Creek, NY 13143

Last Updated: 1/1/2025