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15 years in Business | Veteran Owned and Operated

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Financing & Payments

Financing & Payment Options

At GEM, we believe paying for your project should be as simple and stress-free as possible. That’s why we’ve partnered with trusted companies to provide flexible financing and secure payment methods—all of which can be completed directly from your estimate or invoice. We are always looking to add more providers to better serve out clients.

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Home Equity Line of Credit (HELOC)

We are a direct partner with Figure, one of the nation’s most trusted HELOC providers. With this option, you can borrow up to $400,000 against the equity in your home, giving you the flexibility to fund everything from small updates to major remodels. Applications are quick, online, and available directly from your estimate. Best of all, you can receive funding in just a few days, making it a convenient solution for large-scale projects.

Personal loan

Personal Loan

Through our partnership with Intuit, clients can apply for personal loans ranging from $2,000 to $75,000. These loans are designed for homeowners who don’t want to tap into their home equity but still want affordable monthly payment options. Like the HELOC, applications can be made directly from your estimate, allowing you to move forward quickly without delays.

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Credit & Debit Cards

We accept all major debit and credit cards, making payments quick and simple. You can pay directly from your estimate or invoice with the confidence that your information is secure. We never see your card details—all transactions are encrypted and processed through secure third-party systems. This is one of the fastest ways to confirm your project and keep things moving.

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ACH TRANSFER

Instead of paper checks, we require ACH transfers. ACH works the same way as a check, but is safer, faster, and eliminates the risk of lost or misplaced payments. You can process ACH transfers directly from your estimate or invoice, and your bank information remains private. This method gives you the reliability of a check with the convenience of electronic processing.

Cash

CASH

We do accept cash, although it is not our preferred method. Cash creates more room for error and provides less of a paper trail, which can cause complications for both sides. For security, cash payments can only be accepted by the owner or the business development manager. If this is your preferred method, please arrange it in advance.

Cash and venmo

Google Pay & Apple Pay

For clients who prefer mobile wallet payments, we offer Google Pay and Apple Pay directly from your estimate or invoice. Both options provide fast, secure, and convenient transactions with built-in encryption and tokenization.

• Google Pay allows you to pay using your saved cards on any Android device, keeping your information safe and private.

• Apple Pay offers the same security and speed on iPhone, iPad, or Mac, with the added protection of Face ID or Touch ID verification.


These mobile wallet options make it easy to confirm your project instantly without the hassle of entering card details manually.

Cash and venmo

Digital


  • Cash App: In certain cases, we accept Cash App payments. It’s a fast and simple way to transfer funds, but please confirm with the owner or business development manager before sending money to ensure it is processed correctly.
  • Venmo: We have Venmo available, though we try not to use it for business transactions. If needed, we can accept Venmo on a case-by-case basis.
  • Zelle: At this time, we are not accepting Zelle payments for any projects, due to security and processing limitations.



Important Payment Policy



For your safety and peace of mind, all payments must be made electronically through the estimate or invoice system. No employee of GEM should ever accept a direct payment from you.


  • Exceptions: Cash and approved digital wallet payments (Cash App, limited Venmo) may only be received by the owner or business development manager.
  • If you need help processing your payment, the owner or project development manager will gladly guide you through the process.




✅ Safe. Secure. Convenient.

At GEM, we make sure your payments are handled with the same level of professionalism and security as your project itself.

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